WerninBill Payment Infrastructure FAQ
Answers to common questions about WerninBill payment infrastructure, pricing, self-service onboarding, providers, payment methods, integrations and settlement.
Find out how WerninBill works and what businesses should know before integrating payment infrastructure.
Merchant Onboarding
Is manual pre-approval required?
WerninBill is designed around a self-service onboarding model. Merchants can begin the onboarding process without waiting for traditional manual pre-approval from WerninBill.
How does self-service onboarding work?
Merchants can begin through the available onboarding flow, configure their payment setup and use the payment capabilities available to their business.
Does self-service onboarding bypass provider requirements?
No. Self-service onboarding does not override provider eligibility requirements, applicable laws, sanctions controls or jurisdiction-specific restrictions.
Can WerninBill reject a business?
Payment availability can depend on provider eligibility, jurisdiction, business activity and applicable requirements. WerninBill does not guarantee access to every payment provider or payment method.
Pricing and Commission
What is WerninBill’s commission?
WerninBill’s standard platform commission is 1% on supported payment transactions.
Are provider fees included in the 1%?
No. Payment providers may charge additional processing, transaction, network or settlement-related fees.
What will my total payment cost be?
Your effective cost depends on the 1% WerninBill platform commission together with any applicable provider and payment-method fees.
Are there hidden WerninBill fees?
The standard WerninBill platform commission is 1%. Provider-specific charges may apply separately according to the applicable provider’s terms.
Payment Methods and Providers
Which payment methods are supported?
Available payment methods depend on the providers currently available to your business and the applicable jurisdiction.
Are card payments supported?
Card payment availability depends on the applicable provider, merchant eligibility and jurisdiction.
Are cryptocurrency payments supported?
Cryptocurrency payment options may be available where supported and permitted by the applicable provider and jurisdiction.
Are all providers available worldwide?
No. Provider availability can vary by country, business type, transaction characteristics, payment method and provider requirements.
Restricted Activities
Does WerninBill support gambling?
No. Gambling and betting activities are not supported by WerninBill.
Does WerninBill support narcotics?
No. Narcotics and unlawful controlled-substance activities are not supported by WerninBill.
Are there other restrictions?
Yes. Additional restrictions may apply depending on the payment provider, jurisdiction, payment method and applicable laws.
Who is responsible for compliance?
Merchants are responsible for ensuring that their business activities comply with applicable laws, regulations and provider requirements.
API and Developer Integration
Can developers integrate WerninBill?
Yes. WerninBill is designed around developer-focused payment infrastructure, including API-oriented integration, checkout flows and payment events.
Does WerninBill provide webhooks?
Webhook capabilities can be used where supported by the applicable integration. Developers should validate and securely process payment events.
Are API endpoints publicly documented?
The exact API endpoints, authentication methods and request formats depend on the current integration specification. WerninBill does not publish undocumented or placeholder endpoints.
Where can developers learn more?
Visit the Developers and Documentation sections for integration concepts, payment flows, checkout, webhooks and security guidance.
Payments and Settlement
Who processes payments?
Payment processing and settlement can involve third-party payment providers. The applicable provider determines the specific processing and settlement requirements.
How long does settlement take?
Settlement timing depends on the applicable payment provider, payment method and transaction circumstances.
Are settlement fees charged?
Additional settlement or network-related charges may apply depending on the provider and payment method.
Can every merchant use every payment method?
No. Merchant eligibility and payment availability vary by provider, country, business activity and applicable requirements.
About WerninBill
Is WerninBill a bank?
No. WerninBill provides payment infrastructure and technology services. It is not presented as a bank or deposit-taking institution.
Is WerninBill a payment processor?
WerninBill provides an infrastructure layer. Payment processing and settlement may be performed by applicable third-party providers.
Does WerninBill guarantee payment approval?
No. Payment acceptance depends on the applicable provider, transaction, merchant eligibility and other relevant requirements.
Can businesses contact WerninBill?
Yes. Businesses can contact WerninBill for general business, integration, partnership and compliance-related inquiries.
Still Have Questions?
Review our payment solutions, developer documentation or contact WerninBill for additional information.